PRIVACY NOTICE
Scope and Purpose
This Privacy Notice explains how Credit Capital Partners LLP (“CCP”, “we”, “us”, “our”), collects, uses, shares and otherwise processes your Personal Data in connection with your relationship with us as a client, acting for a client, being generally interested in our services and our publications, a supplier, or any other business counterparty, in accordance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and the Data (Use and Access) Act 2025. The Data (Use and Access) Act 2025 primarily affects access rights and does not create a new lawful basis for processing. Where we process data of individuals in the EEA, we also comply with the EU GDPR. CCP is registered as a Data Controller under the Data Protection Act, registration reference ZA138227.
Should you have any questions about this Privacy Notice you can contact us at Credit Capital Partners, 8-10 Hill Street, London, W1J 5NG, United Kingdom or on privacy@creditcap.co.uk.
We may provide supplemental privacy notices on specific occasions when we are collecting or processing Personal Data about you so that you are fully aware of how and why we are using your Personal Data. Those supplemental notices should be read together with this Privacy Notice.
Personal Data
The term “Personal Data” as used in this Privacy Notice means any information relating to you such as your name, contact details, etc. Personal Data does not include data from which you can no longer be identified such as anonymised aggregate data.
Information, Collection and Use
The kinds of Personal Data we may collect include your contact details (such as your address, email address and telephone number) and information such as your job title which we may request from you. In addition, we collect the Personal Data you choose to provide to us, e.g. if you contact us by letter, telephone, email or any other means of electronic or personal communication. We will process your Personal Data if and to the extent applicable law provides a lawful basis for us to do so. We will therefore process your Personal Data only:
a) if you have consented to us doing so;
b) if we need it to perform the contract we have entered into with you;
c) if we need it to comply with a legal obligation (for example, AML/CTF requirements); or
d) if we (or a third party) have a legitimate interest which is not overridden by your interests or fundamental rights and freedoms. Such legitimate interests will include the provision of services by us, administrative or operational processes, and limited marketing communications in accordance with applicable marketing laws (such as PECR).
We will use your Personal Data to deliver our services to you and/or the institution you work or act for. We may also use your Personal Data to inform you about our services, new developments in the markets we operate in and our marketing events.
Please note that we may use or disclose Personal Data if we are required by law to do so or if we reasonably believe that use or disclosure is necessary to protect our rights and/or to comply with judicial or regulatory proceedings, a court order or other legal process.
What we may need from you
We may need to request specific information from you to help us confirm your identity and ensure your right to access Personal Data (or to exercise any of your other rights). This is another appropriate security measure to ensure that Personal Data is not disclosed to any person who has no right to receive it.
Accuracy of information
It is important that the Personal Data we hold about you is accurate and current. Please let us know if your Personal Data changes during your relationship with us.
What if you do not provide the personal data we request?
It is in your sole discretion to provide Personal Data to us. If you do not provide us with all or some of the Personal Data we request, we may not be able to accept an engagement from you, to provide all or some of our services, to enter into a contract with you or to send you the requested (marketing) information.
Change of purpose, anonymisation
We will only use your Personal Data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason which is compatible with the original purpose. If we need to use your Personal Data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.
In some circumstances we may anonymise your Personal Data so that it can no longer be associated with you, in which case it is no longer Personal Data.
With whom will we share your information?
When using your Personal Data for the purposes and on the legal basis described above we may share your Personal Data with services providers we work with. We may also have to share your Personal Data with regulators, public institutions, courts or other third parties.
For transfers of Personal Data outside the UK, we rely on UK Adequacy Regulations (such as the UK-EU Adequacy Decision) or ensure appropriate safeguards are in place, such as the UK International Data Transfer Agreement (IDTA) or the UK Addendum to the EU Standard Contractual Clauses, alongside a Transfer Risk Assessment where required under applicable data protection law.
Your rights in relation to your information
You have rights as an individual which you can exercise under certain circumstances in relation to your Personal Data that we hold. These rights are to:
– request access to your Personal Data (commonly known as a “data subject access request”) and request certain information in relation to its processing. We will conduct reasonable and proportionate searches to identify relevant data. If we require clarification from you to fulfil your request, we may extend the response period by a reasonable time. We will notify you if this is necessary;
– request rectification of your Personal Data;
– request the erasure of your Personal Data;
– request the restriction of processing of your Personal Data;
– object to the processing of your Personal Data.
If you want to exercise one of these rights please contact us at privacy@creditcap.co.uk.
Automated Decision Making: we do not currently use your Personal Data to make automated decisions that have a legal or similarly significant effect on you.
Complaints
If you have a concern about how we handle your Personal Data, please contact us using the details provided in this Privacy Notice. We will acknowledge your complaint and investigate it without undue delay.
You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO) at any time.
Right to withdraw consent
In case you have provided your consent to the collection, processing and transfer of your Personal Data, you have the right to fully or partly withdraw your consent. To withdraw your consent, please contact privacy@creditcap.co.uk. Once we have received notification that you have withdrawn your consent, we will no longer process your information for the purpose(s) to which you originally consented unless there are compelling legitimate grounds for further processing which override your interests, rights and freedoms or for the establishment, exercise or defence of legal claims. In case we processed your Personal Data for direct marketing purposes, you have the right to object at any time, in which case we will no longer process your Personal Data for such marketing purposes.
How long will we retain your information?
We will only retain your Personal Data for as long as necessary to fulfil the purposes for which it was collected and processed, including for the purposes of satisfying any legal, regulatory, accounting or reporting requirements.
To determine the appropriate retention period for your Personal Data, we will consider the amount, nature, and sensitivity of the Personal Data, the potential risk of harm from unauthorised use or disclosure of your Personal Data, the purposes for which we process your Personal Data and whether we can achieve those purposes through other means, and the applicable legal requirements.
In some circumstances we may anonymise your Personal Data so that it can no longer be associated with you, in which case it is no longer Personal Data.
Upon expiry of the applicable retention period we will securely destroy your Personal Data in accordance with applicable laws and regulations.
Fees
You will in general not have to pay a fee to exercise any of your individual rights mentioned in this Privacy Notice.
Cookies
Our Website uses cookies to collect information about you, which may include some Personal Data. “Cookies” are small data files which are placed on your device via your web browser when you visit the Website. When you first visit our Website, you will be presented with a cookie banner that allows you to choose your preferences and provides the option to accept or decline non-essential cookies. Any Personal Data collected by those cookies will be used in accordance with this Privacy Notice.
We use strictly necessary cookies. We may also use first-party analytical cookies to improve our website function. Non-essential cookies require prior consent under PECR/UK GDPR. You may opt out of non-essential tracking by adjusting your browser settings or via the cookie banner.
Changes to this privacy notice
We reserve the right to update this privacy notice at any time, and we will make an updated copy of such privacy notice available on our website.
Further information
If you have any concerns or require any further information, please do not hesitate to contact privacy@creditcap.co.uk.
Last Updated: January 2026